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Monday, December 23, 2013

Another Obamacare Problem

There's a new Obamacare problem that has just surfaced.  People who are self - employed can no longer by insurance through an association or other group in most cases.  For example, a lawyer with his own practice and no employees is no longer allowed to buy insurance through his local bar association.  These plans were and are less expensive than the policies sold on the Obamacare exchanges and the group plans normally have better coverage.  In other words, the new Obamacare policies forced on these folks give less for more.

Across America the people with this sort of coverage are seeing their plans cancelled every day.  No longer can folks band together in an association to lower insurance costs.  No, Obamacare requires that these people pay the full, undiscounted price as part of the exchange.

None of the usual excuses used by the White House will work with this problem.  The insurance being cancelled is not "substandard"; in fact, it is frequently better coverage than that offered under Obamacare.  It is not too expensive; in most cases the cancelled policies cost less than the new Obamacare policies sold on the exchange.  Instead, this is just another case where Obamacare is destroying good lower cost insurance to be replaced by insufficient and more expensive government mandated policies.




 

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