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Monday, November 4, 2013

What it Would Have Cost

The chaos of Obamacare has hit millions across America.  More than ten million people are having their individual policies cancelled in 2014 and the federal government estimates another eighty million more will get hit with cancellations the following year.  Replacement plans cost more and cover less.  Many new plans force individuals to find new doctors and hospitals.  Most have much higher deductibles.  On top of this, the ranks of those on Medicaid are mushrooming at a dramatic pace.  Further, the security of the information on the government exchange website is so poor that the heads of the relevant House and Senate committees both said yesterday on the Sunday talk shows that the site should be taken down until the problem is fixed.  (It is worth noting that the Senate committee chair is senator Feinstein, a California Democrat.) 

So with all this tumult swirling across the land, I was wondering if it was all necessary.  Remember, the goal here was to get about fifteen million more folks insured than before Obamacare was passed.  What would the result have been if the federal government had just gotten all these people policies that provided for the equivalent of Bronze level coverage?  Think about it.  If these fifteen million people got policies that cost $250 per month, the total price would be 3.75 billion dollars per month.  That comes to $44 billion per year.  In the scheme of things in Washington, that's small change.  In other words, if the goal was to get these folks insured, there was no need to disrupt the entire American economy and the healthcare of tens of millions of people.

Of course, the real goal of Obamacare was never just to get insurance to a chunk of the uninsured.  The "experts" in Washington wanted to take control of the healthcare system too.  They wanted to approve all the plans being sold.  They wanted control of the price of each policy.  They wanted to appear to squeeze the insurance companies while guaranteeing them higher profits.  They wanted to created a national dependency on the government when it came to healthcare.

The next time someone tells you that no one has proposed an alternative to accomplish what Obamacare had accomplished, point all this out to them.  The truth is that most Americans do not want to accomplish the goals of Obamacare.  Insuring the uninsured is a good goal.  All the rest is just crap.  By the way, when they tell you that Congress could not pass a plan that just gave insurance to 15 million folks because the Republicans would not agree, remember to point out that not a single Republican voted for Obamacare, but the Democrats rammed it through anyway.  They made this mess all by themselves.




 


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